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Posts: 82

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Q: Why do people not use checks to pay for stuff here?

12 years 35 weeks ago in  Money & Banking - China

 
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I just asked my wife to no availe.
but im guessing it's because it is to easy to fake.

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12 years 35 weeks ago
 
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Checks are just not a Chinese banking phenomena.  I have never, ever even seen one in all of my years here.  Perhaps they do exist, but I surely haven't seen one.  When I first came to China, it was a cash-only society basically.  Then people began using debit cards in some places (and this is still not univeral practice) and then credit cards became available for some.  Wire transfer and bank transfer remains a very means of doing bigger business, at least from what I have seen.

Thinking about it, in all my years in line at the Bank of China, I have never seen anyone deposit a check.

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12 years 35 weeks ago
 
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Maybe they just skipped the whole check thing, from cash straight to a credit society. Besides, it's easy enough to go to the ATM and draw out cash. Checks would take too long, and you know how the banks are. It would be days before they'd see their money, and I don't think they'd be too fond of it.

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12 years 35 weeks ago
 
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I'd guess because they would be too easy to forge/reproduce/fake.

Anyone who handled the check would have access to way too much info, from the store clerk, to the ones in the store who would deal with or deposit the check and beyond. 

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12 years 35 weeks ago
 
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Most places in Puerto Rico wont take cheques either. Too many "without funds" cooled us to accepting cheques.

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12 years 35 weeks ago
 
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Cheques? No one in their right mind in any kind of business would ever accept a cheque. Cheques bounce.

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12 years 34 weeks ago

you can make a difference in this world .

 
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Answer of the DayMORE >>
A: No, it's not allowed to work under RP at 2nd job! I'd say, Z visa
A:No, it's not allowed to work under RP at 2nd job! I'd say, Z visa/RP sponsor can have an objections to your part-time job. I did the same at my English teaching in China and elsewhere, butT ... I casually mentioned at my prime job, some kindergarten or another school asked me to work with them part-time. Then, my Q: "Is that permitted?" ...  Answer from RP sponsor was always "Yes, but you can't be late or miss the classes at our school ..." with my reply: "No, our work schedule has a priority, and I'll arrange classes at kindergarten only in my free time." When I cleared that, I was undertaking any extra teaching hours at other schools and private students in my free time.Sometimes, teachers at my prime job asked me if I'm willing to have some extra classes elsewhere.I accepted after the talk with School's principal. I suggest, you test the felling at your Z/RP sponsor and once you see they don't object, you can work at 2nd job. Keeping your 2nd job as a secret from your employer won't work, 'cause you're laowai and Chinese know exactly what you do in your free time. However, despite your employer's agreement for extra work, you are still in violation of Chinese Labour law, and even if your sponsor agrees to your extra work, you can still get in trouble, because it's clearly written (somewhere ... ) that under Z/WP, one can work only at the Z-sponsor and nowhere else. Penalties ... I'd say, there won't be any warnings and you'll be required to exit China in short Exit time.It never happened to me, so I can't really advice how is when manure hits the fan ...  -- icnif77