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Posts: 132

Governor

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Q: Can non Chinese people apply for a credit card?

It would be really useful for buying flights etc

10 years 17 weeks ago in  General  - China

 
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Posts: 9631

Emperor

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I got one in my wallet. So yes. It is however tied to my health insurance (basically the money I've paid for insurance is there as guarantee. There are other stories of people having gotten credit cards. 

Hotwater:

As an aside to the original question....who do you have your health insurance with?

10 years 17 weeks ago
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10 years 17 weeks ago
 
Posts: 7178

Emperor

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Yes. Contrary to popular belief, Chinese did not invent everything.

 

I am non Chinese, and I had a credit card in my wallet decades ago. 

 

Only joking dude wink.

 

It's all about how you ask the question. No need to be shy. Details are important.

 

"Can a foreigner resident in China get an internationally recognized  credit card from a Chinese bank?"

 

Yes.

 

But make sure you have a good anti virus on your PC before you use it. 

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10 years 17 weeks ago
 
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China merchants bank sais you can with just a passport and a certificate showing your salary. I called them and they said that directly. But i cant say for sure as i dont have my passport while i wait for the new RP. Ill update in a week in a half.

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10 years 17 weeks ago
 
Posts: 2878

Shifu

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from what i understand your chances at a big state bank (ICBC, CCB, BOC etc) are pretty much zero unless you have some kind of asset here like a house or company or from what Scan said, some kind of contributory insurance policy which can be collateralized.

the privately held ones have looser requirements, so you may have some luck there. a lot of times theyll start you out at 1/3 of your monthly salary to a minimum of 3000 rmb as a limit. so if you make less than 10K youre out of luck...though having a credit card make checking into hotel rooms much easier anyway even with a low limit.

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10 years 17 weeks ago
 
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Answer of the DayMORE >>
A: Good question!  I'd say, if you study at Uni in China beside
A:Good question!  I'd say, if you study at Uni in China beside working full-time as an E.T. with Residence permit, you don't interfere with your full-time employment.It's your free time and you can do anything you want, with respect to the Chinese laws and customs. Have a look at terms of Z visa/Residence permit and ... ".. you cannot work (and earn monies!) with another employer ..."That's all it is! Your RP sponsor title is written on the RP stamp in your passport, I think. It's in Mandarin, so I've heard about that from someone ...At I.D.-ing by cops, they know where you work and than more details about you are just a phone call away ... and it happened in person ... LOL ... during the day-time stroll through Wulumuqi, Xinjiang, 2012/13 semester. Now under RP, you're free to surf Internet, jog, ... and study, too. I suggest, you look and ask at the Uni, you plan to study in the future. Have a detailed look at requirements for studying and attending chosen Uni.Good luck! -- icnif77